Real estate financing is one of the programs of special importance to all institutions, because of the competitive advantages of real estate that give it special importance to each institution, and for this importance we designed the African Bank of Sheba program to finance the segment of institutions, small, medium and large companies to buy real estate and land, for the purpose of using them in construction or for expansion purposes, which contributes to increasing the competitiveness of the company, all with a competitive profit return, and in easy and easy installments.